EquiFi

Own Shares in Properties and the Loans Behind Them

Build a diversified portfolio of rental properties, commercial real estate, and real-estate-backed loans — all managed by professionals on one investing platform.

Low Minimums, Transparent Returns, Aligned Incentives.

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EquiFi is a fractional real estate investing platform that lets you buy shares in real estate assets and real-estate-backed debt, combining steady income with long-term growth potential. Invest in rental homes, commercial properties, or fixed-income notes backed by real assets. Our team underwrites, manages, and services every investment — you simply choose your exposure and track your portfolio.

How EquiFi Works

  1. Step 1

    Browse vetted real estate opportunities across equity and debt structures in different markets.

  2. Step 2

    Invest in property ownership or secured notes with as little as $50 per deal.

  3. Step 3

    Collect monthly cash flow from rents or interest payments, plus potential appreciation over time.

  4. Step 4

    Balance your portfolio across asset-backed equity and income-generating real estate debt.

Real Estate Returns, Simplified

We invest in well-researched homes that combine steady income with long-term growth, aiming to deliver passive income and appreciation.

  • Buy the property

    We acquire a home for about $400,000 — including purchase price, closing costs and light rehab — and place it into an investment-ready structure.

  • Offer fractional shares

    We issue 10,000 shares at $40 each. Your $1,000 investment equals 25 shares in the property.

  • Earn rental income

    The home rents for $2,500/month. After expenses and management, investors share about $1,500/month in net income.

  • Grow over time

    That's roughly ~4% yearly cash flow on the property value, plus an expected 3–5% annual appreciation over the long term.

  • Potential tax benefits

    Ownership is typically structured through an LLC, which can pass through income, expenses and depreciation, potentially reducing taxable income on your distributions.

Example deal snapshot

All-in cost
$400,000
Shares issued
10,000
Price per share
$40
Your investment
$1,000 (25 shares)
Cash yield
~4% p.a.
Illustrative total return
~8% p.a.

How $1,000 could grow over time

Illustrative 8% annual return (about 4% income + 4% appreciation), with earnings reinvested.

In this example, your $1,000 could grow to around $1,080 after Year 1, $1,260 after Year 3, $1,470 after Year 5, and about $2,160 after Year 10, if you reinvest at an 8% annual return. Illustrative only. Actual returns, fees, and taxes may differ and are not guaranteed.

How We Make Money

To keep sourcing great properties and managing your investments, EquiFi charges a 1.8% annual asset management fee on invested capital.

We also co-invest 10% in every property, owning shares alongside you — so our interests stay aligned with yours.

We only earn when your property performs.

Invest in Fractional Real Estate with EquiFi

We're getting everything ready for our first members.

We'll be releasing our initial offering to a limited group of early investors. Leave your details below to get early access and product updates about new fractional real estate deals.

No spam — just key updates about launch timelines, new offerings, and educational content on fractional real estate investing.